Today's Rates
Conforming Mortgages | ||
30 Year Fixed Rate | ||
Rate | APR | Points |
7.375% | 7.475% | 0.000% |
5 Year Adjustable Rate | ||
Rate | APR | Points |
7.000% | 7.824% | 0.000% |
Jumbo Mortgages | ||
Jumbo 30 Year Fixed Rate | ||
Rate | APR | Points |
7.500% | 7.513% | 0.000% |
Robert Spencer
Vice President
Rob started his banking career in 1991 and mortgage lending in 1996. Rob has experience in all aspects of mortgage lending and is adept at construction, first time homebuyer, purchase, and refinance loans, to name a few. Rob and his family live in the Warsaw, Indiana, area, and he has a son and daughter, both currently in college. Rob has a passion for his community and currently is a member of the Builders Association and Realtors Association in Kosciusko County. Rob is dedicated to guiding clients into homeownership as it brings hope and long-term security.
Why online?
Applying online is easy and can be completed in as little as 20 minutes. When you have completed the application, click submit and your application will be reviewed by a Mortgage Specialist, who will follow up for the next steps.
Still want to have personal assistance?
You can call or e-mail
one of our mortgage specialists to answer any of your questions or to ask for
advice.
Free Pre-qualifications
We offer free
pre-qualifications, so you can shop for your home knowing
that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Specialist is always just a call or e-mail away.