Today's Rates

Conforming Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 7.375%  7.475%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 7.000%  7.824%  0.000%
Jumbo Mortgages
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 7.500%  7.513%  0.000%

Personalized Quote

Robert Spencer

Vice President


NMLS Registry Number: 1466497
Office: 574-306-4663
Cell: 574-306-2306
895 N Parker St, Warsaw, IN 46582

Rob started his banking career in 1991 and mortgage lending in 1996. Rob has experience in all aspects of mortgage lending and is adept at construction, first time homebuyer, purchase, and refinance loans, to name a few.  Rob and his family live in the Warsaw, Indiana, area, and he has a son and daughter, both currently in college.  Rob has a passion for his community and currently is a member of the Builders Association and Realtors Association in Kosciusko County.  Rob is dedicated to guiding clients into homeownership as it brings hope and long-term security.

Apply Now

 

Why online?

Applying online is easy and can be completed in as little as 20 minutes. When you have completed the application, click submit and your application will be reviewed by a Mortgage Specialist, who will follow up for the next steps.

Still want to have personal assistance?

You can call or e-mail one of our mortgage specialists to answer any of your questions or to ask for advice.

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Specialist is always just a call or e-mail away.